K Cash physical + online loan Your one-stop unsecured personal loan money lender

K Cash offers a brand-new unsecured loan experience, making it simple and quick, as a licensed money lender. Whether it's a large personal loan or a small personal loan,
get online loan approval in as fast as 5 minutes and receive cash as soon as the same day. Withdraw cash from any intelligent ATM across Hong Kong.
New customers can also enjoy a discount of 20% off* the original loan interest rate.​
Unsecured Personal Loan Calculator​
Unsecured personal loan applicants must meet the following requirments
Minimum age of 18 | Hold a HKID Card
Desired unsecured personal loan amount (HKD)
$100,000
$5,000
$1,000,000

Unsecured personal loan repayment period
6Months
9Months
12Months
18Months
24Months
36Months
48Months
60Months

Monthly unsecured personal loan repayment amount (HKD)
K Cash Supreme customers as low as
$8,792
~
K Cash customers
$9,456
Learn more about K Cash Supreme
Annual interest rate can be as low as 10%
*The above unsecured personal loan examples are for reference only. The final unsecured personal loan interest rate will depend on customer’s credit status. Please contact K Cash, licensed money lender, customer service manager for more details of lower-interest unsecured personal loan.​
**About K Cash Supreme personal loan best rate, please contact K Cash, licensed money lender, customer service manager for unsecured personal loan details.
FinTech Boost
Get a Personal Loan Ultra-Fast and Easy

3-step self-service unsecured personal loan

Instant loan cash withdrawal from K Cash VTMs in Hong Kong
* Previous unsecured personal loan advertisement demonstrating as a FinTech money lender.
1
5 minutes to complete the unsecured personal loan application​
Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

2
15 minutes AI instant approval for unsecured personal loan
As a FinTech money lender, AI speeds up the credit approval and real-time calculation of loan plans, and the unsecured personal loan can be confirmed by signing the contract online.

3
7x24 unsecured personal loan cash withdrawal
Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

    私人貸款

    AI Online Unsecured Personal Loan Approval

    5 Minutes
    Fast Loan Approval
    24 Hours
    Transfer
    60 Months
    Loan repayment period up to
    極速全自助借貸

    7x24 AI Super Fast Self-Service Unsecured Personal Loans

    12 Months
    Loan repayment period up to
    7x24
    Get Cash Anytime
    0
    Early repayment penalty interest
    低息借錢清卡數

    Low Interest Consolidation Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    1.5 M
    Maximum loan amount
    業主貸款

    Unsecured Property Owner Loan

    10 %
    APR as low as*
    120 Months
    Loan repayment period up to
    2 M
    Maximum loan amount
    結婚貸款

    Wedding Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    500 K
    Maximum loan amount
    進修貸款

    Advanced Learning Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    500 K
    Maximum loan amount

    Transfer Loan to K Cash at 20% Off for Consolidation

    Becoming a new customer of K Cash now, you can immediately enjoy an 20% off on the original loan interest rate. K Cash also provides you with the opportunity to borrow an additional sum of cash instantly.

    借錢低息
    Loan Annual Interest Rate
    36 %
    28.8 %

    Saving credit interest up to

    $40,000

    **Based on an unsecured personal loan amount of $200,000 and a loan repayment period of 48 months

    The final unsecured personal loan interest rate that customers can enjoy will depend on their personal credit status and vary. Please contact K Cash, licensed money lender, customer service manager for unsecured personal loan details.​
    *Terms and conditions apply. Press here for the unsecured personal loan offer detail.

    The First 7x24 Intelligent Self-Service Unsecured Personal Loan in Hong Kong

    The only 7x24 "Online + Physical" express self-service personal loan experience in Hong Kong. Simply tap your fingers to apply unsecured personal loan online, with no documents required. With just one ID card and a mobile phone number, you're good to go. K Cash as a money lender, goes even further by breaking the traditional mode of waiting for bank transfers. Whether it's in the early morning or on a holiday, whenever you need a loan, you can walk into a branch and get cash instantly. ​

    1 st
    Market first
    0
    Document loan
    3
    Steps fixed
    7x24貸款

    AI Intelligent Customized Unsecured Personal Loan Rates with Cloud-Based Instant Credit Approval

    ​ K Cash uses cutting-edge financial technology to help you customize each loan package. K Cash's machine learning technology will objectively analyze your credit data and behavioral patterns, automate the entire process without manual approval, and approve the best unsecured personal loan package for you.

    5 mins
    Express loan approval
    10 %
    Best annual interest rate*
    6-60 months
    Flexible repayment period
    *The best annual unsecured personal loan interest rate is only available for K Cash Supreme customers. For loan details, please consult with K Cash, licensed money lender, customer service manager.
    AI 即時批核貸款

    Instant Loan Apply & Cash Withdrawal with Smart VTM​

    When applying for an unsecured personal loan with K Cash, there is an additional option available. You can bring your HKID card and visit our branches to use our Video Teller Machine (VTM). Through a video conversation with our representatives, all private loan agreements are digitally stored, and blockchain technology is used to distribute and verify all agreement records. With the added features of facial recognition, vein authentication, and verification of HKID, not only can you get your unsecured personal loan quickly, but you can also have peace of mind. K Cash is here to provide you with a seamless and secure loan experience.​

    1
    Machine
    7
    Locations
    7/24
    Cash withdrawal
    即時取得現金
    KCASH 尊越貸款

    Becoming a K Cash Supreme member, you can enjoy large unsecured personal loan amounts and low-interest rate offers.

    Learn More
    Number of Loan Applications Processed Exceed 90K cases
    Unsecured Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Credit Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully appliedunsecured personal loan.​

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying
    Number of Loan Applications Processed Exceed 90K cases
    Unsecured Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Credit Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully appliedunsecured personal loan.​

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying
    Download K Cash App
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