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Unlock Personalized Loan Service​
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Explore new possibilities

K Cash helps you to solve any troubles in one step

K Cash is an innovative physical and online express loan platform. With a loan approval time as fast as 5 minutes, you can receive cash loans within 24 hours and withdraw cash from any intelligent ATM across Hong Kong. <br/>New customers can also enjoy a discount of 20% off the original loan interest rate.
Explore your loan options now
Applicants must meet the following requirments
Minimum age of 18 | Hold a HKID Card
Desired loan amount (HKD)
$100,000
$5,000
$1,000,000

Repayment period
6Months
9Months
12Months
18Months
24Months
36Months
48Months
60Months

Monthly repayment amount (HKD)
K Cash Supreme customers as low as
$8,792
~
K Cash customers
$9,456
Learn more about K Cash Supreme
Annual interest rate can be as low as 10%
*The above examples are for reference only. The final interest rate will depend on customer’s credit status. Please contact us for more details of lower-interest loan.
**About K Cash Supreme best rate, please contact customer service manager.
FinTech Boost
Ultra-Fast and Easy

3-step self-service loan

Instant cash withdrawal from K Cash VTMs in Hong Kong
* Previoud advertment
1
5 minutes to complete the application
Prepare your HKID, income and address proof, repayment bank account information, and start your loan application online.

2
15 minutes AI instant approval
AI speeds up the approval and real-time calculation of loan plans, and the loan can be confirmed by signing the contract online.

3
7/24 cash withdrawal
Instantly withdraw cash through our smart ATMs and branches across Hong Kong.

    私人貸款

    AI Online Personal Loan Approval

    5 Minutes
    Fast Approval
    24 Hours
    Transfer
    60 Months
    Repayment period up to
    極速全自助借貸

    24/7 AI Super Fast  Self-Service Personal Loans

    12 Months
    Repayment period up to
    7x24
    Get Cash Anytime
    0
    Early repayment penalty interest
    低息借錢清卡數

    Low Interest Consolidation Loan

    10 %
    APR as low as*
    60 Months
    Repayment period up to
    1.5 M
    Maximum loan amount
    業主貸款

    Unsecured Property Owner Loan

    10 %
    APR as low as*
    120 Months
    Repayment period up to
    2 M
    Maximum loan amount
    結婚貸款

    Wedding Loan

    10 %
    APR as low as*
    60 Months
    Repayment period up to
    500 K
    Maximum loan amount
    進修貸款

    Advanced Learning Loan

    10 %
    APR as low as*
    60 Months
    Repayment period up to
    500 K
    Maximum loan amount

    Transfer Loan to K Cash at 20% Off for Consolidation

    Becoming a new customer of K Cash, you can immediately enjoy an 20% off on the original loan interest rate. K Cash also provides you with the opportunity to borrow an additional sum of cash instantly. 

    借錢低息
    Annual Interest Rate
    36 %
    28.8 %

    Saving interest up to

    $40,000

    **Based on a loan amount of $200,000 and a repayment period of 48 months

    The above loan examples are calculated based on the annual interest rates of 36.0% and 28.8%, and are for reference only. the final interest rate that customers can enjoy will depend on their personal credit status and vary. please contact our company for loan details.

    The First 24/7 Intelligent Self-Service Loan in Hong Kong

    The only 24/7 "Online + Physical" express self-service loan experience in Hong Kong. Simply tap your fingers to apply online, with no documents required. With just one ID card and a mobile phone number, you're good to go. K Cash goes even further by breaking the traditional mode of waiting for bank transfers. Whether it's in the early morning or on a holiday, whenever you need a loan, you can walk into a branch and get cash instantly.​

    1 st
    Market first
    0
    Document loan
    3
    Steps fixed
    7x24貸款

    AI Intelligent Customized Loan Rates with Cloud-Based Instant Approval

    K Cash uses cutting-edge financial technology to help you customize each loan package. K Cash's machine learning technology will objectively analyze your credit data and behavioral patterns, automate the entire process without manual approval, and approve the best loan package for you.

    5 mins
    Express loan approval
    10 %
    Best annual interest rate*
    6-60 months
    Flexible repayment period
    *The best annual interest rate is only available for K Cash Supreme customers. For details, please consult with our customer service manager.
    AI 即時批核貸款

    Instant Cash Withdrawal with Smart VTM​

    When applying for a loan with K Cash, there is an additional option available. You can bring your HKID card and visit our branches to use our Video Teller Machine (VTM). Through a video conversation with our representatives, all private loan agreements are digitally stored, and blockchain technology is used to distribute and verify all agreement records. With the added features of facial recognition, vein authentication, and verification of HKID, not only can you get your loan quickly, but you can also have peace of mind. K Cash is here to provide you with a seamless and secure experience.

    1
    Machine
    7
    Locations
    7/24
    Cash withdrawal
    即時取得現金
    KCASH 尊越貸款

    Becoming a K Cash Supreme member, you can enjoy large loan amounts and low-interest rate offers.

    Learn More
    Number of Loan Applications Processed Exceed 90K cases
    Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully applied.

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying
    Number of Loan Applications Processed Exceed 90K cases
    Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully applied.

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying
    Download K Cash App
    K Cash loan Application K Cash loan Application
    K Cash loan Application