20% off Transfer loan
It can help you save money, time and pay off the loan easily. Not only helps to improve your credit rating, but also have extra cash to spend!
Get up to 20% interest rebate as a new customer with K Cash Supreme.
AI technology to provide the best loan plan and offer in real time
All progress of application and signing of loan contract via online
Loan amount can reach up to
HK$ 2 Million
APR as low as
10 %
Repayment period up to
60 Months
The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.
Explore new possibilities20% off, make life easier than before
K Cash will provide a 20% discount based on your original personal loan interest rate!
Better Annual Interest Rate
Saving interest up to
Current interest rate
36%
→
K Cash
28.8%
The amount of existing Loan＄200,000
Try out 20% off Consolidation Loan
*Become K Cash Supreme
APR as low as 10%
* K Cash Supreme interest rate discounts are subject to specific conditions and rules. For more details, please contact the customer service manager.
Pay less and make things easy
Repayment Amount
| 
$7,062
Original $7,916 |
Repayment period
| 48Months |
Save per month
$854
Total saving amount
$40,992
| |
Shorter repayment period
Repayment Amount
| Maintain
$7,916/Months
|
Repayment period
|
40 Months
Original 48 Months |
Settle your loan before it matures 5Months | |
Or
*The above examples are for reference only. The final interest rate will depend on customer’s credit status. Please contact us for more details of lower-interest loan.
Chance to loan out extra cash
Loan amount
$200,000
+
*loan out extra amount
$50,000
→
Total loan amount
$250,000
*the additional loan amount will be determined according to the customer's credit status and actual situation.
K Cash
always thinks one step forward with quick cash flow solution
Flexible programs to improve credit rating
AI precisely calculates the most suitable loan plan for you, and it is up to you to decide whether to reduce the payment amount or shorten the payment period to help you improve your credit rating
Speedy approval, Done via online
You only need to submit all the documents to apply for a loan online, and the fully automated system will complete the approval in as little as 5 minutes
Consolidate old debt and assigned assistant to guide you all along
Ease of mine, once loan is approved, K Cash specialist will support you along the repayment flow
Flexible programs to improve credit rating
AI precisely calculates the most suitable loan plan for you, and it is up to you to decide whether to reduce the payment amount or shorten the payment period to help you improve your credit rating
Speedy approval, Done via online
You only need to submit all the documents to apply for a loan online, and the fully automated system will complete the approval in as little as 5 minutes
Consolidate old debt and assigned assistant to guide you all along
Ease of mine, once loan is approved, K Cash specialist will support you along the repayment flow
Successfully solved turnover problems for countless customers
Mr. Lee
Medical staff
Loan amount | Annual Interest Rate | Repayment period | Monthly repayment amount | |
Original financial company | $160,000 | 39 - 42% | Average
18Months | $12,131 |
| $160,000 | 33.6% | 30Months | $7,954 Reduce
34% |
Investing against the market with $160,000 in debt
Found 4 financial loan companies, and the monthly repayment is as high as $13,000
Excessive interest affects the quality of life, and it is troublesome to repay loans to multiple finance companies. *decided to ask K Cash to help consolidate all loans
Apply online throughout the process, and the $160,000 loan was approved within 5 minutes
K Cash arranges a specialist to help and submit repayment
Mr. Wong
Civil servant
Loan amount | Annual Interest Rate | Repayment period | Monthly repayment amount | |
Original financial company | $340,000 | 36% | 48Months | $13,457 |
| $340,000 | 24% | 60Months | $9,782 Reduce
20% |
Due to different reasons, I successively took loans from 4 finance companies totaling $340,000
The monthly repayment is as high as 65% of the income. Mr. Wong wants to extend the repayment period to reduce the pressure
*Decided to choose K Cash 20% off transfer loan services
A simple online application was successfully approved for a $340,000 loan and the repayment period could extended by 12 months
K Cash arranges a specialist to help find the number
Miss Pan
Administration staff
Loan amount | Annual Interest Rate | Repayment period | Monthly repayment amount | |
Original financial company | $400,000 | 24% | Average
30Months | $18,307 |
| $400,000 | 18% | 48Months | $11,750 |
I have 2 personal loans totaling $410,000 with a monthly repayment of $18,307
When i need money, sometimes defaults on my loan
Comparing multiple companies to consolidate personal loans, and finally decided to *transfer to K Cash with 20% off discount
Instant online application, successfully approved $400,000 loan in 30 minutes
K Cash arranged specialist help to successfully clear two private loans, and Ms. Pan settled all the debts at home
*The above examples are for reference only. The final interest rate will depend on customer’s credit status. Please contact us for more details of lower-interest loan.
today =
start =
end =
fromConstruction = false
isUnderConstruction = false
start =
end =
fromConstruction = false
isUnderConstruction = false
Comprehensive Customer Service Support
Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.
Instant Chat
K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.
Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.
Business hours
Please wait for office hours
Monday to Friday 09:00 - 19:00
Closed on Sundays and public holidays
Start conversation with Whatsapp message
Please leave information and officer will reply soon
We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.
All information collected will be kept confidential and will only be used for loan application purposes.
3-step self-service loan
Instant cash withdrawal from K Cash VTMs in Hong Kong
* Previoud advertment
1
5 minutes to complete the application
Prepare your HKID, income and address proof, repayment bank account information, and start your loan application online.
2
15 minutes AI instant approval
AI speeds up the approval and real-time calculation of loan plans, and the loan can be confirmed by signing the contract online.
3
7/24 cash withdrawal
Instantly withdraw cash through our smart ATMs and branches across Hong Kong.
Take an extra step for your privacy security
Blockchain technology protects data privacy
K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.
1 st
in the market
0
document loan
3
steps to proceed
Take an extra step for your privacy security
FAQ
What is 20% off Transfer loan?
K Cash will provide a 20% discount on your original personal loan interest rate. if the actual annual interest rate of your original loan is 36%, the interest rate offered by K Cash will be 28.8%. With the same loan amount, the repayment amount dropped. (K Cash reserve the rights on final approval of any loan)
What documents do I need to submit when applying for K Cash loan via online?
Simply apply with a holder of the Hong Kong permanent identity card. Only require address proof issued within the last three months and record of bank statement.
How long does it take to apply for a loan and approve it?
K Cash uses the AI loan system to calculate and analyze the loan application, and then it will be handed over to the manager for final review. As long as you submit the relevant supporting documents and they are correct, you will know the approval result very quickly.
How to track loan application status?
K Cash provides a fully transparent online loan process. Customers can log in to www.kcash.hk anytime, anywhere to track and view loan application progress, account status and records, etc.
What will be considered in the assessment of K Cash personal loan?
We will check your personal credit report for reference.
Download
K Cash
App
The only 7/24 "online + physical" AI self-service loan experience in Hong Kong.
Download K Cash APP now to experience the new loan experience
