K Cash 網上貸款平台
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Loan type Branch My account
College Student Loans

Student loan

Customised for tertiary students in Hong Kong, our studnet loan helps you consolidate debts to solve your financial problems. The Pressure of repaying debts can be relieved.

Full-time or part-time students of sub-degree level and above programmes
Only student card and proof of tuition fees are required
Also accept proof of part-time employment
Loan amount can reach up to
HK$ 100,000
APR as low as
15 %
Repayment period up to
48 Months
Apply Loan
The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.​
Explore new possibilities

Consolidate debts to make study easier

K Cash can offer extra cash loan based on your need, to help you overcome difficulties.

Better Annual Interest Rate

Can save interest up to

Assumed interest rate
36%
→
K Cash
15%
The amount of existing Loan＄10,000
Try out K Cash debt clear
Pay less and make things easy
Repayment Amount
$278
Original
$396
Unsecured personal loan repayment period
48Months

Save per month

$118

Total saving amount

$5,664
Shorter repayment period
Repayment Amount

Maintain

$396/Months
Unsecured personal loan repayment period
31 Months
Original
48 Months

Settle your loan before it matures

17Months
Or
*the above exmaples of loan plan are for reference only. Customers could reserive the final interest rate, it will be determined by the individual's creditworthiness.
Apply Loan
24/7 "Onine + In-person"AI Self-Service Personal Loan Experience​
Apply online and withdraw cash anytime K Cash VTM at K Cash VTMs across Hong Kong
Hong Kong
Kowloon
New Territories​
Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong Kong
Branch hotline: 21111 211
Business hours:
Mon - Fri: 09:00 - 19:00
Closed on Sat, Sun & Public holidays
K Cash speedly deliver more than expected.
Easy repayment process
Flexible and easy-to-approve soution
AI computes and offers the best loan solution for you. You can decide whether to reduce the repayment amount or shorten the repayment period. Simple approval process can achieve instant cash transfer.
Instant approval by AI
Fast approval via online
Loan application can be done online with the submission of all required documents. The evaluation can be done online automatically as fast as 5 minutes.
Consolidate and pay off old debts
Consolidate and pay off old debts
No worries. K Cash will immediately pay off your old debts once after approval.
Easy repayment process
Flexible and easy-to-approve soution
AI computes and offers the best loan solution for you. You can decide whether to reduce the repayment amount or shorten the repayment period. Simple approval process can achieve instant cash transfer.
Instant approval by AI
Fast approval via online
Loan application can be done online with the submission of all required documents. The evaluation can be done online automatically as fast as 5 minutes.
Consolidate and pay off old debts
Consolidate and pay off old debts
No worries. K Cash will immediately pay off your old debts once after approval.
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Comprehensive Customer Service Support
Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.
Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours
Monday to Friday 09:00 - 19:00
Closed on Sundays and public holidays
Start conversation with Whatsapp message
Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will only be used for loan application purposes.

3-step self-service unsecured personal loan

Instant loan cash withdrawal from K Cash VTMs in Hong Kong
* Previous unsecured personal loan advertisement demonstrating as a FinTech money lender.
1
5 minutes to complete the unsecured personal loan application​
Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

2
15 minutes AI instant approval for unsecured personal loan
As a FinTech money lender, AI speeds up the credit approval and real-time calculation of loan plans, and the unsecured personal loan can be confirmed by signing the contract online.

3
7x24 unsecured personal loan cash withdrawal
Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

Take an extra step for your privacy security

Blockchain technology protects data privacy

K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.

1 st
in the market
0
document loan
3
steps to proceed

Take an extra step for your privacy security

privacy and security

FAQ

What is student loan?
K Cash will offer a lower interest loan based on your original loan interest. For example, if the APR of your original loan is 36%, K Cash can offer 15% APR. You repay less for the same loan amount. Credit Department reserves the right for final decision on evaluation.
What documents are needed for apply student loan?
If you are a full-time or part-time student of sub-degree level and above programmes, all you need for application are only a Hong Kong Permanent Identity Card, a mobile number, mailed residential address proof issued within the last three months, a student card and proof of tuition fees. Proof of part-time employment is alos accepted.
How long does it take for application and evaluation?
K Cash uses AI loan system to compute and analyse loan application. The result will be passed to credit manager for final review. You can get the evaluation result quicky once you have submitted all the required documents correctly.
How to track loan application status?
K Cash provides transparency online loan process, customers can log in to www.kcash.hk anytime and anywhere to track loan application progress, account status and records, etc.
What will be considered for evaluation of personal loan application by K Cash?
We will take reference of your personal credit report.
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The only 7x24 "online + physical" AI self-service unsecured personal loan experience in Hong Kong.
Download K Cash App now to experience the new credit experience
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