Student loan
Customised for tertiary students in Hong Kong, our studnet loan helps you consolidate debts to solve your financial problems. The Pressure of repaying debts can be relieved.
Full-time or part-time students of sub-degree level and above programmes
Only student card and proof of tuition fees are required
Also accept proof of part-time employment
Loan amount can reach up to
HK$ 100,000
APR as low as
15 %
Repayment period up to
48 Months
The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.
Explore new possibilitiesConsolidate debts to make study easier
K Cash can offer extra cash loan based on your need, to help you overcome difficulties.
Better Annual Interest Rate
Can save interest up to
Assumed interest rate
36%
→
K Cash
15%
The amount of existing Loan＄10,000
Try out K Cash debt clear
Pay less and make things easy
Repayment Amount
| 
$278
Original $396 |
Repayment period
| 48Months |
Save per month
$118
Total saving amount
$5,664
| |
Shorter repayment period
Repayment Amount
| Maintain
$396/Months
|
Repayment period
|
31 Months
Original 48 Months |
Settle your loan before it matures 17Months | |
Or
*the above exmaples of loan plan are for reference only. Customers could reserive the final interest rate, it will be determined by the individual's creditworthiness.
24/7 "Onine + In-person"AI Self-Service Personal Loan Experience
Apply online and withdraw cash anytime K Cash VTM at K Cash VTMs across Hong Kong
Hong Kong
Kowloon
New Territories
Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong KongBranch hotline: 21111 211
| Business hours: | Mon - Fri: 09:00 - 19:00 Closed on Sat, Sun & Public holidays |
K Cash
speedly deliver more than expected.
Flexible and easy-to-approve soution
AI computes and offers the best loan solution for you. You can decide whether to reduce the repayment amount or shorten the repayment period. Simple approval process can achieve instant cash transfer.
Fast approval via online
Loan application can be done online with the submission of all required documents. The evaluation can be done online automatically as fast as 5 minutes.
Consolidate and pay off old debts
No worries. K Cash will immediately pay off your old debts once after approval.
Flexible and easy-to-approve soution
AI computes and offers the best loan solution for you. You can decide whether to reduce the repayment amount or shorten the repayment period. Simple approval process can achieve instant cash transfer.
Fast approval via online
Loan application can be done online with the submission of all required documents. The evaluation can be done online automatically as fast as 5 minutes.
Consolidate and pay off old debts
No worries. K Cash will immediately pay off your old debts once after approval.
today =
start =
end =
fromConstruction = false
isUnderConstruction = false
start =
end =
fromConstruction = false
isUnderConstruction = false
Comprehensive Customer Service Support
Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.
Instant Chat
K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.
Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.
Business hours
Please wait for office hours
Monday to Friday 09:00 - 19:00
Closed on Sundays and public holidays
Start conversation with Whatsapp message
Please leave information and officer will reply soon
We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.
All information collected will be kept confidential and will only be used for loan application purposes.
3-step self-service loan
Instant cash withdrawal from K Cash VTMs in Hong Kong
* Previoud advertment
1
5 minutes to complete the application
Prepare your HKID, income and address proof, repayment bank account information, and start your loan application online.
2
15 minutes AI instant approval
AI speeds up the approval and real-time calculation of loan plans, and the loan can be confirmed by signing the contract online.
3
7/24 cash withdrawal
Instantly withdraw cash through our smart ATMs and branches across Hong Kong.
Take an extra step for your privacy security
Blockchain technology protects data privacy
K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.
1 st
in the market
0
document loan
3
steps to proceed
Take an extra step for your privacy security
FAQ
What is student loan?
K Cash will offer a lower interest loan based on your original loan interest. For example, if the APR of your original loan is 36%, K Cash can offer 15% APR. You repay less for the same loan amount. Credit Department reserves the right for final decision on evaluation.
What documents are needed for apply student loan?
If you are a full-time or part-time student of sub-degree level and above programmes, all you need for application are only a Hong Kong Permanent Identity Card, a mobile number, mailed residential address proof issued within the last three months, a student card and proof of tuition fees. Proof of part-time employment is alos accepted.
How long does it take for application and evaluation?
K Cash uses AI loan system to compute and analyse loan application. The result will be passed to credit manager for final review. You can get the evaluation result quicky once you have submitted all the required documents correctly.
How to track loan application status?
K Cash provides transparency online loan process, customers can log in to www.kcash.hk anytime and anywhere to track loan application progress, account status and records, etc.
What will be considered for evaluation of personal loan application by K Cash?
We will take reference of your personal credit report.
Download
K Cash
App
The only 7/24 "online + physical" AI self-service loan experience in Hong Kong.
Download K Cash APP now to experience the new loan experience
