7/24 AI Speedy self-service loan application

Borrow anytime round the clock, no income proof documents required, Loan offers within 20 seconds*, Cash deposit to your account or you can withdraw cash in our brand.

*our 7x24 AI Loans can extend loan offers in a fully automated manner within 20 seconds after successful submission of the loan application through the K Cash App

There are branches around Hong Kong, you could receive approved loan cash at any time

Only Hong Kong ID card + mobile phone number are required for loan application

Repay debt anytime, and no penalty interest for early repayment

Loan amount

HK$ 10,000

Application document

1 Just need your HKID card

Fastest approval time

5 Minutes

AI full self-service cash withdrawal

Apply Loan

The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.

Explore new possibilities

24/7 "Onine + In-person"AI Self-Service Personal Loan Experience

Apply online and withdraw cash anytime K Cash VTM at K Cash VTMs across Hong Kong

Hong Kong

Kowloon

New Territories

Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong Kong

Branch hotline: 21111 211

Business hours:

Mon - Fri: 09:00 - 19:00
Closed on Sat, Sun & Public holidays

Great loan application journey with our
artificial intelligence technology

No-income proof need and speedy approval

Artificial intelligence, one click to apply loan

Whenever you need, K Cash big data will help you calculate the most suitable loan plan for you

7/24 submit loan application with instant cash

speedy approval via online

All you need is Hong Kong permanent resident ID card and Hong Kong Mobile number register K Cash loan application via online.

Get cash 7/24

Branches are located all around in Hong Kong. All branches are not restricted by business hours, and you can get cash instantly anytime.

Artificial intelligence, one click to apply loan

Whenever you need, K Cash big data will help you calculate the most suitable loan plan for you

speedy approval via online

All you need is Hong Kong permanent resident ID card and Hong Kong Mobile number register K Cash loan application via online.

Get cash 7/24

Branches are located all around in Hong Kong. All branches are not restricted by business hours, and you can get cash instantly anytime.

Apply Loan

VTM machine allow you one to have flexibility when you need cash

There is another option to apply for a loan at K Cash. Bring your Hong Kong ID card to the branch to use the remote video teller machine (vtm), you can communicate with K Cash specialist through video.

mobile app

branches

7/24

ready cash

Comprehensive Customer Service Support

Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.

Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours

Monday to Friday 09:00 - 19:00

Closed on Sundays and public holidays

Start conversation with Whatsapp message

Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will only be used for loan application purposes.

Successfully solved refinancing cashout problems for customers

Easy to apply

Without any documents, just apply for a HKID card!

Angela Chan

I collected cash in an early morning

I just applied loan application and i got approved after a while. It's really good to get the money 7/24!

Cheung Wai Ghun

Preferred first choice of loan platform

You don't have to show up at branch to submit documents via branch and approval speedly as expected. So praise!

Cindy Kwok

True speedly approval

Can't believe i submited loan application form just a few minutes and received a notification saying that it was approved. I can get ready money immediately! !

Robin Chiu

The whole process via online

Freinds referral K Cash for me, it's easy to use and convenient, just a few steps finish loan application progress

Tim Wong

There is always a K Cash nearby

There are branches in Hong Kong area, allow collect ready cash any where

Mr Lai

No matter how urgent, K Cash here to support

I was desperate for money, K Cash AI speedy approved my loan application

Jonathan Law

Even public holiday

I was desperate for money via long holiday, fortunately, I can apply loan through K Cash online

Miss Feng

Apply Loan

3-step self-service unsecured personal loan

Instant loan cash withdrawal from K Cash VTMs in Hong Kong

* Previous unsecured personal loan advertisement demonstrating as a FinTech money lender.

5 minutes to complete the unsecured personal loan application

Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

15 minutes AI instant approval for unsecured personal loan

As a FinTech money lender, AI speeds up the credit approval and real-time calculation of loan plans, and the unsecured personal loan can be confirmed by signing the contract online.

7x24 unsecured personal loan cash withdrawal

Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

Take an extra step for your privacy security

Blockchain technology protects data privacy

K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.

1 ^st

in the market

document loan

steps to proceed

Take an extra step for your privacy security

FAQ

Will it be approved within a day?

Once document is submitted, the approval could be as fast as 5 mins

What documents are required to apply for K Cash loan application?

Submit and apply with a Hong Kong permanent resident ID card and a selfie with id card in hand.

When will the loan amount be paid to me? Is it within 24 hrs?

You can withdraw cash at our K Cash branch VTMs within 24 hours.

How to track loan application status?

K Cash provides transparency online loan process, customers can log in to www.kcash.hk anytime and anywhere to track loan application progress, account status and records, etc.

Download K Cash App

The only 7x24 "online + physical" AI self-service unsecured personal loan experience in Hong Kong.

Download K Cash App now to experience the new credit experience