Revolving Loan

The preferred choice for short-term turnover of cash flow, providing a large revolving cash reserved for you to borrow and repay flexibly.

Interest calculated daily, no interest charged on unused credit amount
No hidden fees
Online application and loan agreement
Fastest approval in 15 minutes
No fixed repayment period or amount, repay whenever and however much you want
Loan amount can reach up to
HK$ 200,000
*
APR as low as
8.9 %
No handling fees
$ 0
Quick cash
7x24
Withdraw cash anytime

*Or 10 times monthly salary (whichever is lower).

The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.​
Explore new possibilities

Revolving cash reserved for you to borrow and repay freely.

7X24 Get cash. Early repayment without penalty, interest calculated daily.
Need HK$200,000 for turnover
Try Now
Half-month Loan Period
Desired loan amount (HK$)
HK$200,000
Loan days
15 days
Total repayment amount*
HK$200,877 ~ HK$202,104
*Actual annual interest rate depends on individual customer's approval. Annual interest rate of K Cash Supreme is as low as 8.9%.

Interest is just

HK$877 ~ HK$2,104
Extend Reserved Amount Anytime
Loan Amount (HK$)
HK$200,000
Maximum credit limit up to 10 times monthly salary*
HK$200,000
Reserved Interest
HK$0
*Based on the median income of HK$20,000, actual credit limit is subject to customer's credit profile and actual circumstances.

Not using up your credit limit

HK$400,000
7X24 Get Cash
7X24 Get Cash
Cash available instantly at K Cash VTM machines across Hong Kong. Apply online, get approved, and withdraw cash instantly at the machines. K Cash is here to help with your turnover needs in 24/7.
*The above examples are for reference only. The final interest rate will depend on customer’s credit status. Please contact us for more details of lower-interest loan.
24/7 "Onine + In-person"AI Self-Service Personal Loan Experience​
Apply online and withdraw cash anytime K Cash VTM at K Cash VTMs across Hong Kong
Hong Kong
Kowloon
New Territories​
Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong Kong
Branch hotline: 21111 211
Business hours:
Mon - Fri: 09:00 - 19:00
Closed on Sat, Sun & Public holidays
Borrow & Return Anytime with Standby Cash by K Cash
Fair Daily Interest
Fair Daily Interest
Applied big data, flexible revolving loan plan will be calculated by cloud computing. Interest is calculated daily and can be waived on unused credit lines. Perfect for those in need of short-term loans.
No Additional Fees
No Additional Fees
Easy application through App. Approval can be made as fast as 30 minutes in working hours with eligible documents. No annual fees or handling charges. No handling fees for early repayment.
7X24 Get Cash
7X24 Get Cash
You can collect cash at any time 7X24 at our branches, even at midnight or holiday. There are branches all over Hong Kong which are always one near you.
Fair Daily Interest
Fair Daily Interest
Applied big data, flexible revolving loan plan will be calculated by cloud computing. Interest is calculated daily and can be waived on unused credit lines. Perfect for those in need of short-term loans.
No Additional Fees
No Additional Fees
Easy application through App. Approval can be made as fast as 30 minutes in working hours with eligible documents. No annual fees or handling charges. No handling fees for early repayment.
7X24 Get Cash
7X24 Get Cash
You can collect cash at any time 7X24 at our branches, even at midnight or holiday. There are branches all over Hong Kong which are always one near you.
The only 24/7 "Online + Physical" express self-service loan experience in Hong Kong. Simply tap your fingers to apply online, with no documents required. With just one ID card and a mobile phone number, you're good to go. K Cash goes even further by breaking the traditional mode of waiting for bank transfers. Whether it's in the early morning or on a holiday, whenever you need a loan, you can walk into a branch and get cash instantly.​

The First 24/7 Intelligent Self-Service Loan in Hong Kong

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Comprehensive Customer Service Support
Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.
Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours
Monday to Friday 09:00 - 19:00
Closed on Sundays and public holidays
Start conversation with Whatsapp message
Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will only be used for loan application purposes.

3-step self-service loan

Instant cash withdrawal from K Cash VTMs in Hong Kong
* Previoud advertment
1
5 minutes to complete the application
Prepare your HKID, income and address proof, repayment bank account information, and start your loan application online.

2
15 minutes AI instant approval
AI speeds up the approval and real-time calculation of loan plans, and the loan can be confirmed by signing the contract online.

3
7/24 cash withdrawal
Instantly withdraw cash through our smart ATMs and branches across Hong Kong.

Take an extra step for your privacy security

Blockchain technology protects data privacy

K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.

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in the market
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document loan
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steps to proceed

Take an extra step for your privacy security

privacy and security

FAQ

What is the difference between applying for a K Cash revolving loan and a regular loan?
As long as the revolving loan reserve limit is successfully approved, cash can be withdrawn at K Cash VTM teller machines in Hong Kong 24/7. The reserve limit does not require handling fees and interest, and cash can be withdrawn at any time.
How long does it take to apply for a revolving loan?
The entire K Cash revolving loan application and approval process is self-service online. The entire process from application to AI approval only takes five minutes. Once the contract is successfully reviewed and signed online, you can withdraw cash.
How to calculate the daily interest rate of revolving loan?
K Cash revolving loan interest
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