8折如何計算?

K Cash會按您原有私人貸款的利率提供8折優惠。假如您本來貸款的實際年利率為36%,K Cash為您提供的利率將為28.8%,
同樣的貸款金額,供款額卻更低。

請參照以下例子: 
  
貸款金額:$200,000
分期:48 個月
原有利率:實際年利率 36%
K Cash利率:實際年利率 28.8%

請參照以下例子:

貸款金額

$200,000

分期

48 個月

原有利率

實際年利率 36%

K Cash利率

實際年利率 28.8%

越早還清貸款,越快改善信貸評級,對您日後工作上或置業上有好大幫助

方案一:供少啲

 供款額
$7,062
原有財務公司$7,916

每月節省$854,累計全期供款(48期)可節省$40,992!

 

方案二:供短啲

同樣情況,若您選擇維持現有供款額,由於利率已下調,您將比原先提前8個月完成供款!


 

的特點

簡易批核

告別複雜的批核過程,省卻無謂的審查,只要您持有香港永久性居民身份證,並填寫最基本的個人資料,就已足夠。

為您代勞

完成審批後,K Cash將替您清還舊有財務公司的貸款,一切交由 K Cash 代辦。


申請流程

短暫的時間,豐碩的成果。
簡單幾個步驟,即可節省更多,輕鬆更多。

1.網上申請
2.上載文件
3.確認貸款
4.成功轉會!

立即申請

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**The annual percentage rate ranges from 3.8% to 48%. Interest rate on loans is subject to the credit history of each applicant. The repayment period for loans ranges from 6 to 60 months. For example, in the case of an HK $50,000 loan with annual percentage rate of 3.8% and 12-month repayment period, the monthly loan repayment amount would be HK $4,253 and the total repayment amount would be HK$51,036.

Enquiry

+852 21111 211

WhatsApp

+852 5595 6111

Email

cs@kcash.hk